Ability:Prosperity Aura

 Power sources: 🪽Divine🪙Financial🛡️Paladin🤹Skill

 Delivery: 🎭Semblant🌟Aura🎖️Feat

 Save attribute: UNPUnused Presence

 Target: 👤Creature

 Execution time: 1️⃣Single action( ➡️Active )

 Cost and components: 🩵1 MP

 Duration: 8 hours.

 Range: 10 feet.

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 On fail: The interest rate the target pays on debt they owe is halved. This does not stack with itself.